$5K – $750K · Unsecured
Line of Credit
Draw as needed. Interest only on what you use.
Standing capital for uneven cash-flow months.
Who it’s for
Built for this moment.
You want capital ready before you need it. Instead of applying every time a bill lands, you draw down from the line and pay it back.
- Seasonal businesses
- Uneven cash flow months
- Payroll / GST timing gaps
- Standing working capital
Key features
- Draw down what you need, when you need it
- Interest charged only on the drawn balance
- Redraw facility — pay it back and reuse
Eligibility
Do you fit?
- Active Australian ABN
- 6+ months trading
- $10K+ monthly revenue
What you’ll need
Ready to apply.
- 6 months of business bank statements
- ABN + basic business details
Example
$150,000 line, used across payroll and GST
[PLACEHOLDER SCENARIO] A construction firm sets a $150K line before EOFY. Draws $60K in June to cover GST, repays in July. Zero interest paid on the unused $90K.
Or explore another product
Line of Credit FAQ
Do I pay interest if I don’t draw?+
No. You pay interest only on the drawn balance, not on the facility limit.