fynda
Fynda Credit Reports

Three bureaus.
One report.

Equifax, illion, and CreditorWatch — merged into a single, decision-ready credit report. Available one-off or by subscription.

EquifaxillionCreditorWatch
Combined credit report
Score 782
Equifax
Consumer + commercial file
Merged
illion
Business trade + credit
Merged
CreditorWatch
Payment behaviour + risk
Merged
One report, three sources
What’s inside

Every data source that matters.

The three biggest Australian credit bureaus, in one report. No missing signal, no duplicated data.

Consumer + commercial file

Equifax

  • Credit score + history
  • Enquiries + defaults
  • Consumer + business file merge
Business trade + credit

illion

  • Trade payment behaviour
  • Commercial credit score
  • Company + director cross-reference
Payment behaviour + risk

CreditorWatch

  • Court actions + defaults
  • Payment predictor score
  • ATO tax debt alerts
Who uses it

Built for anyone who needs a straight answer.

Business owners

Check your own credit file before applying for finance. Fix errors before they cost you.

Brokers + advisors

Pre-qualify clients in minutes. Structure applications around real credit data, not guesses.

Lenders

One integration, three bureaus of data. Speed up decisioning without stitching three feeds.

Suppliers + trade

Assess payment risk on new accounts. Set credit limits with real evidence.

Sample report

See it before you buy it.

A stripped-back sample of a Fynda Combined Credit Report. Every section, every metric, every alert type — exactly as they appear in production.

Entity
[Sample Business Pty Ltd]
ABN 12 345 678 901 · Trading since 2019
Combined score
782/1000
Equifax
812
illion
768
CreditorWatch
774
Enquiries (24 mo)3
Defaults0
Court judgements0
Payment predictorLow risk
ATO tax debt flagNone
Trade payment days24 days avg
Plans

One-off or subscription.

Pay per report or unlock unlimited reports plus live monitoring.

One-off

One-off report

$[XX]
per report

A single combined credit report. Perfect for a specific decision — a lease, a supplier, a job.

  • All three bureaus, one PDF
  • Delivered in under 60 seconds
  • Download + share
  • Data current at time of pull
Most popular

Subscription

$[XX]
per month

Unlimited reports. Live alerts when anything changes on the businesses you’re watching.

  • Unlimited combined reports
  • Alerts on new defaults, court actions, ATO
  • Portfolio watchlist — monitor up to [X] entities
  • API access for high-volume users
  • Priority support

Prices [PLACEHOLDER] — supplied by product. Data usage subject to bureau fair-use policies. Alerts delivery by email + in-app. See Terms.

Pull your first report
in 60 seconds.

One report. Three bureaus. Every signal you need to decide.