$5K – $200K · Unsecured
Low-Doc Loan
No financials required. Six months of statements is enough.
Working capital without the paperwork.
Who it’s for
Built for this moment.
You run a healthy business but you’re not ready to pull together audited financials just to prove it. Your bank statements tell the story.
- Businesses without recent financials
- Sole traders
- Owner-operators mid-growth
Key features
- 6 months bank statements + ATO portal balance
- No financials, tax returns or BAS required
- Fast decisions, made on cash flow
Eligibility
Do you fit?
- Active Australian ABN
- 3+ months trading
- $10K+ monthly revenue
What you’ll need
Ready to apply.
- 6 months of business bank statements
- ATO portal balance snapshot
- ABN + basic business details
Example
$80,000 for a plumber without financials
[PLACEHOLDER SCENARIO] A sole-trader plumber, growing fast, needed a second work vehicle. No recent tax returns filed yet. Approved on 6 months of statements alone.
Or explore another product
Low-Doc Loan FAQ
What if my last tax return isn’t lodged yet?+
That’s fine — Low-Doc is built for this. We look at your statements, not your returns.